Roshan Digital Account Inflows Surge by 20% in September 2025, Signaling Renewed Investor Confidence

Roshan Digital Account inflows saw a notable rise in September 2025, reaching $196 million—a 20% increase from $164 million in August, as reported by the State Bank of Pakistan. Of the total inflows for the month, $19 million has been repatriated abroad, while $117 million has been utilized domestically, indicating sustained engagement from overseas Pakistanis in the country’s financial ecosystem.

By the end of September, the total number of RDA accounts had grown to 862,357, reflecting an increase of 10,601 accounts over the previous month. Since the launch of the initiative, cumulative inflows have reached $11.11 billion. Of this total, $1.878 billion has been repatriated, $7.118 billion has been used within Pakistan, and the net repatriable liability stood at $2.112 billion as of September 30, up slightly from $2.052 billion at the end of August.

Net investments made through the RDA platform totaled $1.564 billion over the five-year period from September 2020 to September 2025. Naya Pakistan Certificates have remained the largest investment vehicle within the program. Islamic NPCs have attracted greater interest, with total investments rising to $979 million, surpassing conventional NPCs at $490 million—a trend that highlights a growing investor shift toward Shariah-compliant instruments. Roshan Equity Investments reached $95 million, marking a 16% increase from the previous month. Other liabilities amounted to $52 million, while total account balances stood at $495 million, underscoring the continued confidence of non-resident Pakistanis in the country’s financial offerings.